Creative Genius Academy is a business operated by Sylvia Chan Art Inc., a corporation incorporated pursuant to the federal laws of Canada (“CGA”). By registering for, purchasing, attending, or otherwise participating in any programs, classes, services, or activities offered by CGA, whether online or in-person—including, without limitation, art lessons, art camps, workshops, private events, birthday parties, and any on-site or off-site programming (collectively, the “Services”)—the student or, in the case of a student who is a minor, the parent or legal guardian on behalf of such student (the “Client”) agrees to be bound by the terms of this Agreement. This Agreement shall apply to all Services provided by CGA to the Client. For greater certainty, all references in this Agreement to “Services” shall include any current or future offerings made available by CGA.

NOW THEREFORE for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, the parties agree as follows:

SECTION 1 – SERVICES

1.1    Description of Services
The Client is engaging CGA to provide artistic instruction and related programming delivered by employees or independent contractors of CGA (each an “Instructor” and collectively, the “Instructors”). Services may include, without limitation, group or private art classes, art camps, workshops, school programs, external or off-site programming, private events, birthday parties, and other creative or educational activities offered by CGA from time to time, whether conducted in-person or online.

CGA does not guarantee that any specific Instructor, format, schedule, or location will be maintained for any particular Service, and reserves the right to make changes as reasonably required for operational purposes.

1.2    Equipment and Materials 
All Clients participating in applicable Services may be required to purchase a Creative Genius Academy Art Starter Kit (the “Art Starter Kit”) as part of the registration process. The Art Starter Kit includes essential non-consumable materials required for participation, including but not limited to paint brushes, sketching tools, a sketchbook, and protective equipment.

The Art Starter Kit requirement may be waived at CGA’s sole discretion if the Client already possesses suitable materials, subject to prior approval.

CGA will provide standard consumable materials necessary for participation in most in-studio Services, including but not limited to paint, canvases, paper, and clay, unless otherwise specified. For certain Services—including camps, workshops, private events, or off-site programs—materials provided may vary depending on the nature of the activity and may be subject to additional fees or specific requirements communicated in advance.

For digital art Services, CGA may provide access to shared equipment (including iPads or styluses) for in-class use, subject to availability. Clients are strongly encouraged to use their own compatible devices to ensure continuity of learning outside of scheduled Services.

1.3    Policies and Code of Conduct
The Client acknowledges and agrees that CGA may establish, modify, and enforce operating procedures, policies, and codes of conduct from time to time relating to the provision of Services, including but not limited to safety requirements, behavioural expectations, classroom rules, and participation guidelines.

The Client agrees to comply, and to ensure that any minor participant complies, with all such policies. CGA reserves the right to suspend or remove any Client from any Service, without refund, where such policies are not followed or where behaviour is deemed disruptive, unsafe, or inappropriate, as determined by CGA in its sole discretion.

1.4    Third Party Services and Locations 
CGA may utilize third-party platforms, tools, venues, or service providers in connection with the delivery of Services, including but not limited to online platforms (e.g., video conferencing software), schools, community centres, or external facilities.

The Client acknowledges and agrees that participation in such Services may be subject to additional third-party terms, conditions, rules, or policies, and agrees to comply with all such requirements. CGA shall not be responsible for the acts, omissions, or policies of any third-party provider or location.

SECTION 2 – PHOTOGRAPHY, RECORDINGS, AND PRIVACY

2.1    Video and Participation Requirements
During certain Services, particularly online or digital sessions, the Client may be required to share live video, audio, or images of themselves and/or their artwork for instructional purposes, including to enable Instructors to provide feedback and guidance. The Client acknowledges that participation in such Services may be limited or impacted if these features are disabled.

2.2    Collection and Use of Client’s Image
In connection with participation in Services, CGA may collect photographs, videos, audio recordings, or other media that may include the Client’s image, likeness, voice, or artwork (collectively, the “Client’s Image”).

At the time of registration, the Client will be required to indicate whether they consent to the following:

(a) the collection and retention of the Client’s Image; and
(b) the use of the Client’s Image by CGA for marketing, promotional, educational, or business purposes, including but not limited to use in print materials, digital content, websites, and social media platforms.

Where consent is provided, the Client grants CGA a perpetual, worldwide, royalty-free, and irrevocable right to use, reproduce, modify, display, and distribute the Client’s Image for such purposes, without compensation.

2.3    No Consent / Incidental Capture
Where the Client does not provide consent pursuant to Section 2.2, CGA will not intentionally use the Client’s Image for marketing or promotional purposes. However, the Client acknowledges that incidental inclusion of the Client’s Image may occur in group settings or recordings, and CGA shall not be held responsible for such incidental capture, provided that reasonable efforts are made to respect the Client’s preferences.

2.4    Withdrawal of Consent
The Client may withdraw consent to the use of the Client’s Image at any time by providing written notice to CGA. Upon receipt of such notice, CGA will make reasonable efforts to cease any future use of the Client’s Image in new materials; however, the Client acknowledges that CGA is not required to remove or recall any materials already published, distributed, or in circulation prior to the withdrawal of consent.

2.5    Privacy and Data Use
CGA collects and uses personal information solely for the purposes of administering Services, communicating with Clients, processing registrations and payments, and improving program delivery. CGA will take reasonable measures to protect personal information in accordance with applicable privacy laws. Personal information will not be sold or shared with third parties except as necessary to deliver Services or as required by law.

SECTION 3 – SERVICE PURCHASE, REGISTRATION, AND USE

3.1    Fees and Registration Methods
All Services must be paid in full in advance of participation. CGA offers multiple registration methods depending on the type of Service, as outlined below:

(a) Single Drop-In Registration
A one-time registration for a specific scheduled Service session on a pay-as-you-go basis. Payment secures a single attendance for the selected date and time only.

(b) Session-Based Registration
Registration for a defined series of scheduled sessions within a specific program, term, or camp period (the “Session”). The Client is registering for the full Session and not for individual dates within that Session.

(c) Multipass Packages
The purchase of a set number of credits (“Multipass Units”) that may be redeemed toward eligible Services on a flexible basis, subject to availability and scheduling by CGA.

The availability of each registration method may vary depending on the Service (including, without limitation, classes, camps, workshops, or events), and CGA reserves the right to modify or restrict registration options at its sole discretion.

All pricing, package details, and applicable conditions are published by CGA and are subject to change at any time without prior notice.

3.2    Multipass Packages and Use
Multipass Units may be used to book eligible Services, including art classes, camps, and workshops, where permitted by CGA. Availability of Multipass redemption may vary depending on the Service type and schedule.

Multipass Packages are valid for twelve (12) months from the date of first use. The validity period does not begin at the time of purchase. A Multipass remains inactive until the first booking is made, at which point the twelve (12) month validity period shall commence.

Multipass Units have no cash value, are non-refundable, and may not be redeemed for cash, except as required by applicable law or as expressly provided in this Agreement.

Unused Multipass Units may be applied toward other eligible Services of equal or lesser value, as determined by CGA in its sole discretion, provided such use occurs within the applicable validity period.

3.3    Multipass Transfer and Restrictions 
Individual Multipass Packages are assigned to a specific Client and are non-transferable, non-shareable, and may not be assigned to any other individual, including family members.

Family Multipass Packages, where offered, may be shared among immediate family members within the same household, provided that all participants meet the applicable age requirements of the Services being booked.

Where a Client is unable to continue using an Individual Multipass, CGA may, at its sole discretion, issue a prorated credit, less an administrative fee. Any such credit shall remain non-refundable and may only be applied toward future Services for the same Client.

3.4    Session-Based Registration (Classes, Camps, Workshops) 
Session-Based registrations are commitments to a full program or series of scheduled dates. The Client acknowledges and agrees that:

(a) registration secures a reserved space for the entire Session and not for individual dates;
(b) failure to attend any scheduled portion of the Session, for any reason whatsoever, does not entitle the Client to any refund, credit, rescheduling, or make-up session;
(c) missed sessions within a Session-Based registration are forfeited and cannot be transferred or credited; and
(d) Session-Based registrations are non-refundable once the Session has commenced.

For camp programs, Clients registering for full-day or half-day Sessions are required to attend the scheduled days as booked. Missed camp days are non-refundable, non-transferable, and not eligible for make-up or credit.

3.5    Camp-Specific Registration Rules  
CGA offers camp Services through the following formats:

(a) Drop-In Camp Sessions – registration for individual half-day (AM or PM) camp sessions on a single-day basis;
(b) Session-Based Camp Registration – registration for a full multi-day camp program (half-day or full-day); and
(c) Multipass Camp Booking – flexible booking of camp sessions using Multipass Units, subject to availability.

All camp registrations are subject to strict scheduling and capacity limits. Once a camp session or program is booked, attendance is expected for the registered dates, and missed sessions are not eligible for refund, credit, or rescheduling except as expressly provided in this Agreement.

3.6    Workshops
Workshops may be offered on a drop-in or session-based basis, as specified at the time of registration. Unless otherwise stated, workshop registrations are non-refundable and non-transferable once booked.

3.7    Private Events and Birthday Parties
Private events, including birthday parties, are reserved for a specific date and time and require full payment in advance to secure the booking.

All party bookings are subject to CGA’s event policies, including capacity limits, time allocations, and setup/cleanup requirements. Once confirmed, party bookings are non-refundable and may only be rescheduled at CGA’s sole discretion, subject to availability and reasonable notice.

3.8    Scheduling and Cancellations (All Services)
All bookings, cancellations, and rescheduling must be completed exclusively through CGA’s designated client portal.

Cancellations or rescheduling requests must be made no less than twenty-four (24) hours prior to the scheduled start time of the Service. Requests made by phone, voicemail, email, text message, or any other method will not be accepted.

Failure to cancel within the required notice period, or failure to attend a scheduled Service for any reason whatsoever, including but not limited to illness, scheduling conflicts, or personal circumstances shall result in the automatic forfeiture of the session and any applicable credits, without exception.

In the event of exceptional circumstances, including force majeure, the Client may submit a written request for consideration. Any exception, credit, or rescheduling shall be granted solely at CGA’s discretion, and CGA shall have no obligation to approve such requests.

3.9    Lateness
The Client is expected to arrive on time and be ready to participate at the scheduled start time of any Service. Late arrivals will not result in extended time, partial refunds, or credits.

3.10  Client Account and Booking Platform (Amilia Integration)
All registrations, purchases, bookings, cancellations, and account management shall be conducted exclusively through CGA’s designated online registration platform, currently Amilia SmartRec (the “Platform”).

The Client is responsible for creating and maintaining an accurate account on the Platform, including all participant information, contact details, and required consents. The Client acknowledges that all actions taken through their account—including registrations, bookings, cancellations, and purchases—are deemed authorized and binding.

The Client is solely responsible for managing their schedule, including booking Services, monitoring Multipass usage, and ensuring timely cancellations in accordance with this Agreement. CGA shall not be responsible for missed sessions, expired credits, or scheduling conflicts resulting from the Client’s failure to manage their account properly.

Technical issues, user error, or unfamiliarity with the Platform shall not constitute grounds for refund, credit, or exception of any kind.

3.11  Payment Authorization and Chargeback Protection
By purchasing any Services through the Platform, the Client expressly authorizes CGA, and its third-party payment processor, to charge the payment method provided for all applicable fees, including applicable taxes and any authorized additional charges.

All payments are final and non-refundable except as expressly provided in this Agreement or as required by applicable law.

The Client agrees not to initiate any chargeback, payment dispute, or reversal with their financial institution or credit card provider for any charge that complies with this Agreement. In the event that a chargeback or payment dispute is initiated:

(a) CGA reserves the right to suspend or terminate the Client’s account and access to all Services immediately;

(b) all outstanding balances, including the disputed amount, administrative fees, and any costs incurred by CGA in responding to the dispute, shall become immediately due and payable;
(c) CGA reserves the right to submit this Agreement, proof of registration, attendance records, and Platform activity logs as evidence to the payment provider to dispute the chargeback; and
(d) the Client shall remain fully liable for all amounts owed, regardless of the outcome of the chargeback process.

The Client acknowledges and agrees that failure to follow the cancellation, refund, or usage terms outlined in this Agreement does not constitute valid grounds for a chargeback or payment dispute.

The Client acknowledges that this Agreement constitutes a valid and binding agreement and may be relied upon by CGA in responding to any payment dispute.

SECTION 4 – TERM AND TERMINATION

4.1    Term
This Agreement shall become effective upon the Client’s acceptance through registration, purchase, or participation in any Services and shall remain in full force and effect for as long as the Client maintains an active account with CGA or continues to access or use any Services.

4.2    Termination by the Client
The Client may discontinue participation in Services at any time; however, such discontinuation shall not constitute grounds for any refund, credit, extension, or transfer of fees, except as expressly provided in this Agreement or required by applicable law.

For greater certainty, all purchases, including Multipass Packages, Session-Based registrations, camp registrations, workshops, and private event bookings, remain subject to the usage, expiration, and forfeiture terms set out in Section 3, notwithstanding the Client’s decision to terminate or discontinue participation.

4.3    Termination or Suspension by CGA
CGA reserves the right, at its sole discretion, to suspend or terminate the Client’s access to Services, or cancel any registration or booking, at any time and for any reason, including but not limited to:

(a) breach of this Agreement;
(b) failure to comply with CGA’s policies or code of conduct;
(c) disruptive, unsafe, or inappropriate behaviour by the Client or participant;
(d) non-payment, chargebacks, or payment disputes; or
(e) operational, safety, or capacity considerations.

In the event of termination due to breach or misconduct, no refund, credit, or compensation shall be provided.

4.4    Cancellation or Interruption of Services by CGA
CGA reserves the right to cancel, reschedule, modify, or interrupt any Service, in whole or in part, at any time, for any reason, including but not limited to: inclement weather, instructor illness or unavailability, insufficient enrolment, facility issues, emergencies, public health concerns, or any other circumstances beyond CGA’s reasonable control.

In such cases, CGA shall not be liable for any indirect or consequential losses, including but not limited to travel costs, scheduling conflicts, or other expenses incurred by the Client.

Where a Service is cancelled or interrupted by CGA:

(a) if the Service was booked using Multipass Units, the applicable Units will be reinstated to the Client’s account;
(b) if the Service was purchased on a single drop-in basis, a credit equal to the value of the cancelled Service will be issued to the Client’s account;
(c) if the Service was part of a Session-Based registration, CGA may, at its sole discretion, provide a prorated credit, reschedule the affected session, or offer a reasonable substitute Service; and
(d) if the Service relates to a private event or birthday party, CGA may, at its sole discretion, offer to reschedule the event to a mutually agreeable date, subject to availability.

All credits issued pursuant to this Section shall have no cash value, are non-refundable, and must be used within a reasonable period as determined by CGA, and in any event no later than twelve (12) months from the date of issuance unless otherwise specified.

The remedies set out in this Section constitute the Client’s sole and exclusive remedy in the event of cancellation, interruption, or modification of Services by CGA.

4.5    Survival of Obligations
Termination of this Agreement, for any reason, shall not affect any rights or obligations of the parties that have accrued prior to the date of termination. In addition, any provisions of this Agreement which by their nature are intended to survive termination—including, without limitation, provisions relating to payment obligations, confidentiality, non-solicitation, limitation of liability, indemnity, and governing law—shall continue in full force and effect following termination.

SECTION 5 – RESTRICTIVE COVENANTS

5.1    Confidential Information
For the purposes of this Agreement, “Confidential Information” includes all non-public, proprietary, or confidential information relating to CGA and its business, including but not limited to curriculum, lesson plans, teaching methods, instructional materials, templates, pricing structures, business operations, and any digital or physical content provided in connection with the Services.

The Client agrees that all Confidential Information is and shall remain the exclusive property of CGA. The Client shall not, at any time during or after the term of this Agreement:

(a) copy, reproduce, distribute, publish, or disclose any Confidential Information to any third party;
(b) use any Confidential Information for any purpose other than personal, non-commercial educational use; or
(c) permit any other person to access or use such Confidential Information.

This obligation shall survive termination of this Agreement indefinitely.

5.2    Non-Solicitation of Instructors and Staff
The Client agrees that during the term of this Agreement and for a period of twelve (12) months following the last date of participation in any Services, the Client shall not, directly or indirectly, in any manner whatsoever:

(a) solicit, hire, engage, contract with, or attempt to engage any Instructor, employee, or contractor of CGA to provide art instruction, tutoring, or related services outside of CGA;
(b) request or encourage any Instructor, employee, or contractor of CGA to provide private lessons or services independently of CGA; or
(c) interfere with or attempt to interfere with any relationship between CGA and its Instructors, employees, contractors, or clients.

For greater certainty, any introduction to an Instructor through CGA shall be deemed a protected relationship under this Section.

 5.3   Non-Circumvention
The Client agrees not to circumvent or attempt to circumvent CGA in order to obtain services similar to those offered by CGA through any Instructor, employee, or contractor introduced through CGA, whether directly or indirectly.

Any attempt to do so shall constitute a material breach of this Agreement.

5.4    Remedies and Enforcement
The Client acknowledges that a breach of this Section 5 would cause irreparable harm to CGA for which monetary damages alone may be inadequate. Accordingly, CGA shall be entitled to seek injunctive relief, equitable remedies, and any other remedies available at law, without the requirement to prove actual damages.

In addition, the Client agrees that, in the event of a breach of this Section, CGA shall be entitled to recover from the Client all losses, damages, costs, and expenses incurred, including reasonable legal fees.

SECTION 6 – LIMITATION OF LIABILITY, ASSUMPTION OF RISK, AND INDEMNITY

6.1    Limitation of Liability
To the fullest extent permitted by applicable law, Creative Genius Academy, Sylvia Chan Art Inc., and their respective shareholders, directors, officers, employees, contractors, and Instructors (collectively, the “Releasees”) shall not be liable for any indirect, incidental, consequential, or special damages of any kind, including but not limited to loss of use, loss of opportunity, or any other financial or personal loss arising out of or in connection with the Services.

The total aggregate liability of the Releasees for any claim arising out of or relating to this Agreement or the Services shall not exceed the total amount paid by the Client to CGA in the three (3) months preceding the event giving rise to the claim.

6.2    Assumption of Risk  
The Client acknowledges that participation in the Services involves inherent risks, including but not limited to the use of art materials and tools, physical movement within the studio or external locations, interaction with other participants, and general participation in creative activities.

The Client voluntarily assumes all risks associated with participation in the Services, whether such risks are known or unknown, foreseeable or unforeseeable, and accepts full responsibility for any injury, loss, or damage that may occur.

6.3    Release and Waiver of Claims
The Client, on their own behalf and on behalf of any minor participant and their respective heirs, executors, administrators, and legal representatives, hereby waives, releases, and forever discharges the Releasees from any and all claims, demands, actions, causes of action, damages, or liabilities of any kind, whether arising in contract, tort (including negligence), or otherwise, to the fullest extent permitted by applicable law, in connection with participation in the Services, except to the extent such liability cannot be excluded under applicable law.

 6.4   Indemnity
The Client agrees to indemnify, defend, and hold harmless the Releasees from and against any and all claims, demands, liabilities, damages, losses, costs, or expenses (including legal fees) arising out of or in connection with:

(a) the Client’s or participant’s breach of this Agreement;
(b) the Client’s or participant’s participation in the Services;
(c) any damage to property or injury to any person caused by the Client or participant; or
(d) any failure by the Client to supervise or provide accurate information regarding a minor participant.

This indemnity shall survive termination of this Agreement.

6.5    Health, Safety, and Participation Requirements
The Client acknowledges that it is their responsibility to ensure that they, or any minor participant under their care, are physically and medically fit to participate in the Services. The Client agrees not to participate, and not to permit participation, in any Service if the participant is ill, contagious, or otherwise unfit to safely engage in the activity.

CGA reserves the right to refuse or remove any participant from Services where health, safety, or well-being concerns arise, without refund.

6.6    Personal Property
The Client acknowledges that CGA is not responsible for any lost, stolen, or damaged personal property brought to or used during the Services, including but not limited to personal devices, art materials, or personal belongings.

6.7    Medical and Emergency Consent
In the event of an accident, injury, or medical emergency involving a participant, the Client authorizes CGA and its representatives to secure and administer first aid and/or seek appropriate medical attention, including emergency medical services, as deemed necessary.

The Client acknowledges and agrees that they are solely responsible for any costs associated with such medical treatment, and releases the Releasees from any liability arising from the provision or failure to provide such assistance, except where prohibited by applicable law.

6.8    Allergies, Medical Conditions, and Special Needs
The Client is responsible for disclosing any and all relevant medical conditions, allergies, behavioural considerations, or special needs of the participant at the time of registration or as soon as such information becomes known.

CGA shall not be responsible for any incident, injury, or adverse outcome resulting from the Client’s failure to disclose such information or from inaccurate or incomplete disclosure.

CGA reserves the right to determine, at its sole discretion, whether it can reasonably accommodate any disclosed condition or requirement and may refuse participation where adequate accommodations cannot be safely provided.

6.9    Photography and Media – Liability Clarification
The Client acknowledges that participation in Services may involve the incidental capture of images, video, or audio recordings in group settings. While CGA will make reasonable efforts to respect the Client’s consent preferences as outlined in Section 2, the Client agrees that CGA shall not be liable for any unintended or incidental inclusion of the participant in such media.

The Client further agrees that any use of the Client’s Image in accordance with Section 2 shall not give rise to any claim for compensation, ownership, or control over such materials.

6.10  Late Pick-Up
The Client agrees to pick up any minor participant promptly at the scheduled end time of the Service. A grace period of ten (10) minutes may be provided at CGA’s discretion.

Late pick-ups beyond the grace period will be subject to a fee of $1 per minute, or such other amount as determined by CGA, to compensate for staff supervision time.

Repeated late pick-ups may result in suspension or termination of Services without refund.

6.11  Behaviour and Conduct
The Client acknowledges that respectful and appropriate behaviour is required at all times during participation in Services.

CGA reserves the right to remove any participant whose behaviour is deemed disruptive, unsafe, abusive, or otherwise inappropriate, as determined by CGA in its sole discretion.

In such cases, no refund, credit, or compensation shall be provided.

The Client shall remain responsible for any damages or additional costs resulting from such behaviour.

6.12  Damage to Property
The Client acknowledges that respectful and appropriate behaviour is required at all times during participation in Services.

CGA reserves the right to remove any participant whose behaviour is deemed disruptive, unsafe, abusive, or otherwise inappropriate, as determined by CGA in its sole discretion.

In such cases, no refund, credit, or compensation shall be provided.

The Client shall remain responsible for any damages or additional costs resulting from such behaviour.

SECTION 7 – GENERAL

7.1    Disclaimer
CGA makes no representations, warranties, or guarantees of any kind regarding the results, outcomes, or level of artistic skill, improvement, or performance that may be achieved through participation in the Services. All Services are provided for educational and recreational purposes only.

7.2    Notices
Any notices or communications required or permitted under this Agreement shall be provided in writing and may be delivered by email to the Client’s registered email address or to CGA at its designated business email address.

The Client is responsible for ensuring that their contact information remains current and accurate. Notices shall be deemed received on the date of transmission unless proven otherwise.

7.3    Amendment and Updates
CGA reserves the right to amend, modify, or update this Agreement at any time. Updated versions will be made available through CGA’s website or registration platform and shall become effective immediately upon posting or upon the Client’s next use of the Services, whichever occurs first.

Continued use of Services by the Client following any such update constitutes acceptance of the revised Agreement.

7.4    Assignment
The Client may not assign, transfer, or delegate any of their rights or obligations under this Agreement without the prior written consent of CGA.

CGA may assign or transfer this Agreement, in whole or in part, without restriction.

7.5    Force Majeure
CGA shall not be liable for any delay, interruption, or failure to perform its obligations under this Agreement where such failure is caused by events beyond its reasonable control, including but not limited to acts of God, weather conditions, power outages, internet or system failures, public health events, government actions, labour disputes, or facility closures.

7.6    Entire Agreement
This Agreement, together with any registration forms, policies, or terms referenced herein, constitutes the entire agreement between the parties and supersedes all prior agreements, communications, or understandings, whether written or oral, relating to the subject matter herein.

7.7    Severability
If any provision of this Agreement is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be severed, and the remaining provisions shall remain in full force and effect.

7.8    Interpretation
This Agreement shall be interpreted fairly and not strictly for or against any party by reason of authorship. Headings are for convenience only and do not affect interpretation. Words importing the singular include the plural and vice versa, as the context requires. Time is of the essence in this Agreement.

7.9    Electronic Acceptance
This Agreement may be accepted electronically, including through online registration or platform-based acceptance. Such acceptance shall be deemed legally binding and equivalent to a signed written agreement.

7.10  Governing Law and Jurisdiction
This Agreement shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

The parties agree that any disputes arising out of or relating to this Agreement shall be subject to the exclusive jurisdiction of the courts of the Province of Ontario.

By completing registration and/or participating in the Services, the Client acknowledges that they have read, understood, and agreed to be bound by this Agreement.